Piñata partners with property management companies and landlords to provide a comprehensive master insurance policy for participating properties. This policy covers various risks and offers benefits to both property managers and tenants.

Key aspects of the coverage include:

1. Automatic coverage for new tenants and management of monthly changes

2. Protection against common risks such as fire, lightning, windstorm, hail, explosion, smoke, burglary, and water damage

3. $1,000 in loss of use/additional living expense coverage for residents

The policy does not cover earthquake or flood damage from rising water.

For renters interested in this coverage, it's important to contact your property manager or landlord directly to inquire about:

1. Pricing details

2. Specific coverage for your unit

3. Any additional benefits or requirements