Each rent payment takes 60 days to reflect on your credit score and report. This time is normal for the credit bureaus to give landlords/property managers time to revise any payments as 30 days past due and to process the credit reports. If you have enrolled into our paid membership, please make sure that you renew your monthly membership every month to see a positive impact on your credit score.

Piñata members are continuing to step up their credit score game. Renters have seen their credit scores jump by 125 points in the first year. Many members improved their scores by two or three tiers. We've seen renters boost their scores by 50 points in just 5 months. Credit limits are expanding too, with some members going from $0 to $7k-8k and a 100-point score increase!
And the best part? These wins are happening across all credit scores.
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